Three microcredit agencies, ‘Jety-Oguz’, ‘Ton Finance’ and ‘Balykchy Finance’, opened with the support of Kumtor Gold Company, help develop the small and medium-sized business in Jety-Oguz, Ton and Balykchy of Issyk-Kul region. These financial institutions have been issuing loans at 12 percent per annum to support local SMEs and farming enterprises for already 15 years. Hundreds of entrepreneurs achieved success thanks to their support. Previously opened enterprises are picking up the pace, the new ones are well on the way to success.